# Convert USAA CSV to QuickBooks (.QBO)

_Canonical: https://qbomaker.com/banks/usaa.html_

USAA members can export checking, savings and credit card activity as a CSV from usaa.com, but the bank stopped offering the QuickBooks Web Connect (.QBO) and Direct Connect downloads that used to make this painless. Many members have also fought with USAA's bank-feed connection dropping inside QuickBooks. The reliable path now is a manual export, and that leaves you holding a CSV that QuickBooks doesn't love.QuickBooks Desktop only imports .QBO/Web Connect files, so a USAA CSV is a non-starter there. QuickBooks Online accepts CSV, but USAA's column layout and date handling often trip the import wizard. QBO Maker bridges the gap: it reads your USAA CSV and writes a clean OFX/QBO (or QFX for Quicken) that QuickBooks ingests without complaint.It all runs client-side in your browser, your USAA transactions are never uploaded, which matters when you're handling financial data. Export your CSV from USAA, then drop it into the converter and download a ready-to-import .QBO in seconds.

## Steps

1. Export your transactions from USAA online banking as CSV or Excel.
2. Open the QBO Maker converter and drop the file in.
3. Confirm the auto-detected date, amount (or separate debit/credit) and description columns.
4. Choose .QBO as the output and click download.
5. In QuickBooks Online: Transactions → Bank transactions → Upload from file, then select the .QBO. In Desktop: Banking → Bank Feeds → Import Web Connect File.

**Can I still download a QBO file directly from USAA?**
No. USAA retired the QuickBooks Web Connect (.QBO) and Direct Connect downloads, leaving CSV as the practical export. Pull the CSV from usaa.com, run it through QBO Maker, and you'll have the .QBO QuickBooks Desktop needs.

**How do I export transactions from USAA?**
Log in at usaa.com on a desktop browser, open the account, choose your date range, and select the CSV/spreadsheet download option. The mobile app's export options are more limited, so use the website for a full CSV.

**What routing number does QBO Maker put in the USAA file?**
USAA Federal Savings Bank uses one routing number nationwide, 314074269. QBO Maker writes it into the .QBO so QuickBooks Desktop can auto-match the import to your USAA account.

**Will pending USAA transactions cause problems?**
They can. Pending items may change amount or drop off entirely. Filter to posted transactions before exporting, or simply re-import after they post, to avoid duplicates in QuickBooks.

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Convert free at https://qbomaker.com/#tool, runs entirely in your browser.