# Convert Relay CSV to QuickBooks (.QBO)

_Canonical: https://qbomaker.com/banks/relay.html_

Relay is one of the better business-banking platforms for exports, from the web app or mobile you can download statements as PDF, CSV, or OFX, and Relay also offers a direct QuickBooks Online bank-feed integration. So why convert? Two common reasons. First, the live bank feed sometimes lags, duplicates, or stops syncing (a frequent QuickBooks Community complaint), and a manual file import is the clean fallback. Second, if you're on QuickBooks Desktop, you need a true .QBO / Web Connect file, and while Relay's OFX is close, a CSV-based workflow gives you full control over dates, descriptions, and which of Relay's many sub-accounts you're importing.QBO Maker takes your Relay CSV (or a per-account export) and turns it into a tidy .QBO with the correct routing and account metadata, so each Relay account lands in the right QuickBooks register without duplicates. It's free for your first file and runs 100% in your browser, your Relay data is never uploaded. Convert your Relay export now.

## Steps

1. Export your transactions from Relay online banking as CSV or Excel.
2. Open the QBO Maker converter and drop the file in.
3. Confirm the auto-detected date, amount (or separate debit/credit) and description columns.
4. Choose .QBO as the output and click download.
5. In QuickBooks Online: Transactions → Bank transactions → Upload from file, then select the .QBO. In Desktop: Banking → Bank Feeds → Import Web Connect File.

**Relay syncs to QuickBooks already, why would I convert a file?**
The live bank feed is convenient until it lags, duplicates, or stops syncing. A converted .QBO is the dependable manual fallback, and it's the only route for QuickBooks Desktop. Convert your Relay CSV at the converter when the feed lets you down.

**Relay can export OFX, isn't that the same as .QBO?**
They're related (both OFX-based), but QuickBooks Desktop specifically requires a .QBO/Web Connect file with bank-identifier fields it recognizes. QBO Maker produces that exact format from your Relay CSV, so the import doesn't get rejected.

**How do I keep my Relay sub-accounts from mixing in QuickBooks?**
Export each Relay account on its own, convert each into a separate .QBO, and import each into its matching QuickBooks register. Keeping them split avoids cross-posting and reconciliation headaches.

**Is the conversion private?**
Yes. QBO Maker runs entirely in your browser, your Relay transactions are parsed locally and the .QBO is generated on your device, with nothing uploaded. Verify the output anytime with the validator.

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Convert free at https://qbomaker.com/#tool, runs entirely in your browser.