# Convert KeyBank CSV to QuickBooks (.QBO)

_Canonical: https://qbomaker.com/banks/keybank.html_

KeyBank's online banking lets you download transactions as a CSV that opens straight in Excel or Google Sheets, with the date, description, amount, and a running balance in separate columns. What you don't get is a QuickBooks Web Connect .QBO download, so that spreadsheet is the only practical starting point, and QuickBooks won't take it cleanly.There are two snags. First, KeyBank's CSV headers and date format don't match QuickBooks Online's strict 3- or 4-column import, and QuickBooks Desktop can't read CSV at all. Second, KeyBank's export is known to drop the memo field on some business accounts and typically only covers the most recent ~90 days, so detail and history can be thin.QBO Maker handles the reshaping for you: it reads KeyBank's date, description, and amount, normalizes the sign, drops the running-balance column, and writes a valid .QBO file that imports without manual cleanup. It's 100% client-side, so your KeyBank data never leaves your browser. Convert a KeyBank file now.

## Steps

1. Export your transactions from KeyBank online banking as CSV or Excel.
2. Open the QBO Maker converter and drop the file in.
3. Confirm the auto-detected date, amount (or separate debit/credit) and description columns.
4. Choose .QBO as the output and click download.
5. In QuickBooks Online: Transactions → Bank transactions → Upload from file, then select the .QBO. In Desktop: Banking → Bank Feeds → Import Web Connect File.

**Can I upload a KeyBank CSV straight into QuickBooks?**
QuickBooks Online may accept it only if the columns and date format exactly match its requirements, which the raw KeyBank export usually doesn't, and QuickBooks Desktop can't read CSV at all. Converting to a clean .QBO with QBO Maker makes the import reliable.

**Why is the memo missing from my KeyBank business export?**
KeyBank's CSV download is known to drop the memo field on some business accounts. The converter preserves whatever description text is present, so if a memo is absent from the CSV it can't appear in the QBO, keep transaction descriptions detailed where you can.

**How do I import more than 90 days of KeyBank history?**
KeyBank typically limits downloads to the last 90 days, so pull each period as it becomes available and convert each CSV. On Pro, batch conversion and saved templates make handling multiple KeyBank files much faster.

**Is the KeyBank conversion private?**
Yes. QBO Maker converts your KeyBank file entirely in the browser, nothing is uploaded anywhere. You can review the output on the validator before importing into QuickBooks.

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Convert free at https://qbomaker.com/#tool, runs entirely in your browser.