# Convert First Citizens Bank CSV to QuickBooks (.QBO)

_Canonical: https://qbomaker.com/banks/first-citizens-bank.html_

First Citizens Bank does offer native download formats. In personal Digital Banking you open an account, go to account history, and use the Export button, which gives you Excel (.csv), OFX, Quicken (.qfx), and QuickBooks (.qbo). So if your .qbo download works cleanly, you may not need this page at all.In practice plenty of First Citizens customers still end up with a CSV. The native .qbo can fail to import (wrong account type matched, a date range that returns nothing, or a Web Connect error), and many people simply find the CSV easier to review in a spreadsheet first. The commercial side (Commercial Advantage) leans heavily on scheduled CSV exports, and merged SVB and CIT accounts often only give a clean CSV. When you have the CSV but QuickBooks wants a .QBO, this tool bridges that gap.QBO Maker reads the First Citizens CSV (or the Excel file) and builds a valid .QBO entirely in your browser. Nothing is uploaded. Map the date, description, and amount columns once, download the .QBO, and import it through Web Connect. Drop your file on the converter to start.

## Steps

1. Export your transactions from First Citizens Bank online banking as CSV or Excel.
2. Open the QBO Maker converter and drop the file in.
3. Confirm the auto-detected date, amount (or separate debit/credit) and description columns.
4. Choose .QBO as the output and click download.
5. In QuickBooks Online: Transactions → Bank transactions → Upload from file, then select the .QBO. In Desktop: Banking → Bank Feeds → Import Web Connect File.

**First Citizens already exports .QBO, so why convert from CSV?**
Two common reasons. First, the native .qbo sometimes will not import (a Web Connect error, an empty date range, or QuickBooks matching it to the wrong account). Second, many bookkeepers prefer to clean and review the CSV in a spreadsheet first, then convert. If your native .qbo works, use it. If it does not, the CSV is your reliable fallback.

**Which date format does First Citizens use in the CSV?**
First Citizens exports dates as MM/DD/YYYY. QBO Maker detects this automatically, but you can confirm or override the format on the mapping screen before you download the .QBO.

**Does the .QBO work in both QuickBooks Online and Desktop?**
Yes. In QuickBooks Online use Transactions > Bank transactions > Upload from file. In QuickBooks Desktop use Banking > Bank Feeds > Import Web Connect Files. The .QBO QBO Maker produces is standard OFX/Web Connect and imports into both.

**Is my First Citizens data uploaded anywhere?**
No. The conversion runs entirely in your browser using JavaScript. Your CSV never leaves your computer, which matters for bank data. You can read more on the import guide.

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Convert free at https://qbomaker.com/#tool, runs entirely in your browser.